What is the difference between lender's title insurance and owner's title insurance?

What is the difference between lender's title insurance and owner's title insurance?

• A. Lender's policy is optional; owner's policy is required by lender
• B. Both policies cover against weather events
• C. Lender's policy protects the buyer's equity in the property
• D. Lender's policy protects the lender's interest up to loan amount; owner's policy protects the buyer's equity in the property

Answer: (D)